30 day money cleanse

We all start January off feeling full of hope and optimism and with many New Years resolutions, but a week into the year and many of those resolutions will have been broken. This is why this year I am taking part in Personal Capital's 30 day money cleanse. With these small changes I hope to take charge of my finances! It is so easy just to spend all your wages in one go, especially after the early pay day in December with so much extra money it is very hard to be restrained.

Cleanses are a great way to hit the reset button on certain areas of your life. They help you break your bad habits and flush money toxins and set you up with a powerful plan for the future. A money cleanse is no different than any time of food or juice cleanse. With the simple 30 day plan from Personal Capital it is easy to get started.

These are a few simple tips I am using to get started!

1. If you have several accounts make sure you know how much is in each one and most importantly make sure you have access to any accounts you do have.
2. My financial goal is to save for a house, a big one I know! Your goal does not have to be big whether it is saving for a holiday or just trying to pay off credit cards.
3. Find out what you are spending and where- there are plenty of tools to help with this so do your research.
4. Don't make the mistake of ignoring your wage slip every month, know how much you actually earn. This will help you budget your money.
5. Keep track of your spending with apps like this personal finance software!! Make sure you know how much you do spend on bills and the little luxuries. Do you really need that Starbucks everyday?"

Are you ready to take the challenge? 


Comment below with details of your progress and good luck everyone!